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Yesu Nti Trust Bank Group
In this Group: Comfort, Janet, Abena, Comfort, Akua, Janet, Emelia, Margaret, Kwaku, Emelia
Emelia describes herself as a hard-working woman who loves sales and serving customers. She is 54 years old and she is the leader of the “Yesu Nti” (translated as 'Christ’s sake') borrower group, made up of ten members. Emelia trades in 'kente' cloth, the business through which she has made income to support her family for the past 20 years. Kente cloth is a famous richly woven traditional fabric of single or multiple colors, usually worn on special occasions like festivals, parties, out-door events and other social gatherings.

Emelia is excited to be taking out this loan, which she plans to invest in the purchase of kente cloth in bulk to expand her market. Emelia also engages in cocoa farming as her second business. She hopes to mobilize more savings to rent a shop to showcase her kente cloth and improve her business.

Emelia is married to a farmer with four children from age 14-22 years. She hopes to secure university admission for her first born. The other members of the group are also traders in kente cloth, smoked fish, and cosmetics. They live in the same suburb of the community and as the leader Emelia ensures regular meeting attendance and repayment of loan installments.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yesu Nti Trust Bank Group's $3,500 loan helped a member to purchase kente cloth in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 17, 2010
Currency Exchange Loss:
Dec 18, 2010