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Birungi Group, Jinja
In this Group: Hasifa, Annet, Mudasi, Sarah, Faridah, Zamu, Roseti, Ruth, Ruth, Amina, Harriet*, Florence, Samuel, Cissy, Zaina, Hasifa, Annet, Betty, Scovia
* not pictured
N. Hasifa is, in the opinion of her close acquaintances, a go-getter at every business she embarks on. This is not far-fetched by any means, as she has established herself firmly in a highly competitive clothes-selling business in Jinja Market.

Hasifa has gone to every length in the last eight years to obtain a niche footing for her business. Her business has made enormous headway as a result of her enterprising nature, diligence and good human relationship skills. She has won laurels from most of her friends due to her determination to succeed in the face of seasonal financial adversities.

For this 28-year-old married mother of five, “hard work pays” is an adage that she has highly valued and that, she says, describes her attitude. She began this business with no prior business experience and she started off with only 100,000 shillings. At length, she has established herself and currently her weekly profits are in the range of 20-25,000 shillings.

Hasifa holds her five children so dear. For that reason, she says, she owes it to herself and to them to give them the best education that good schools around the country can provide. With this loan, Hasifa wants to purchase and restock her shop with more bales of clothes that she reckons will bring in more customers and consequently improve her financial base.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 130
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,245.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Birungi Group, Jinja's $3,025 loan helped a member to purchase more bales of clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jun 16, 2010
Currency Exchange Loss:
Nov 15, 2010