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Najma Bibi's Group
In this Group: Najma Bibi, Kaniz, Saira Begum, Abida Bibi
Najma bibi lives in Multan, a city of shrines and sweetmeat in Pakistan, with her husband and seven children. Her husband has a scrap business and sells ice cream in the evening. Najma bibi helps her husband by selling clothes through her boutique. She also stitches the clothes. Two of her sons couldn’t complete their education; they started working after completing middle school to support the family.

Najma bibi has applied for a loan for her husband who wants a new ice cream machine for his ice cream selling business. With a new ice cream machine, her husband will be able to make ice cream of better quality that will help in growing his income.

Note: "Najma bibi is making bread in this picture".

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 223
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 85.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Najma Bibi's Group's $800 loan helped a member to purchase a new ice-cream making machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 8, 2010
Jun 14, 2010
Currency Exchange Loss:
Jun 15, 2011