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Bokk Jom/ndoffene1 Group
In this Group: Cecile Khemesse, Rocky , Coumba , Fatoma, Mareme, Rocky, Fatou, Rocky Salla , Rocky Amad, Amy, Marie, Ndiouck , Tening Gane, Daba
The solidarity group "BOKK JOM" was created three years ago, having spanned six (loan) cycles.  It is part of one of the sub-groups that make up the Banc Villageois of NDOFEENE1.  The group is composed of fourteen women, all from the same village, who are organized by affinity.  They are of different ages, ranging from 30 to 60, and are all married mothers having at least three children each. 

As their main work, the group members fatten cattle and/or sheep.  This is a very favorable business, where many weekly markets exist.  These weekly markets attract a lot of people.  It helps the economy of this town to grow.  As a secondary business, the group members do a little commerce in local grains.

Ms. Cécile Khémesse NGOME, whose portrait appears at the bottom and to the far right in the photo, is 47 years old and the married mother of seven children.  And she is the guardian of three others entrusted to her by relatives.  Like her friends in the group, Cécile fattens cattle and sheep.  She has been operating this business for over ten years.  The goal of her loan is to bolster her business with the aim of helping to improve her family's living conditions by, for example, paying the schooling costs for her children and ensuring good health care for them.
View original language description ↓
Le groupe de solidarité « BOKK JOM » est créé depuis 3 ans, il a 6 cycles d’existence. Il fait parti d’un des sous groupes qui composent le Banc Villageois de NDOFEENE1. Il est composé de 14 femmes toutes issues du même village et se sont organisées par affinité. Elles sont d’âges différents, entre 30 et 60 ans et sont toutes mariées et mères d’au moins de 03 enfants. Leur activité principale est l’embouche bovine et/ou ovine, cette activité est très favorable dans la zone du fait de l’existence de beaucoup de marchés hebdomadaires. Ses marchés hebdomadaires drainent beaucoup de monde, ce qui contribue à l’accroissement de l’économie dans cette localité. Et comme activité secondaire elle font du petit commerce de céréales locales.

Madame Cécile Khémesse NGOME, en médaillon en bas et à l’extrême droite de la photo, est âgée de 47ans, elle est mariée et mère de 07 enfants et tutrice de 03 autres qui lui sont confiés par des parents. Comme ses autres camarades de groupe, elle fait de l’embouche bovine et ovine. Elle pratique cette activité depuis plus d’une dizaine d’années. L’objet de son crédit est de renforcer son activité et son objectif est de participer à l’amélioration des conditions de vie de sa famille, par exemple en payant la scolarité de ses enfants et en leur assurant une bonne couverture sanitaire.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 21
    View loans »
    Senegal Loans Fundraising
  • $14,744,050
    Funds lent in using Kiva
  • 538.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bokk Jom/ndoffene1 Group's $4,050 loan helped a member bolstering and further developing their revenue-generating businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2010
Jun 14, 2010
Currency Exchange Loss:
Jan 8, 2011