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20%

funded

13 days left

$300.00 to go

Total loan: $375

Susan

Dumaguete, Negros Oriental, Philippines / Fruits & Vegetables

A loan of $375 helps to purchase vegetables to sell at her food stall.

Susan's story

Susan is a hardworking entrepreneur who has a vegetable-vending business in the Philippines.

She is borrowing 18,000 Philippine pesos (PHP) through NWTF to purchase vegetables to sell at her food stall.

She successfully repaid her previous loan, and now she has requested another loan to further build her business.

Susan has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams of saving enough to provide a secure future for her family.

Previous loan details

Susan is a hardworking entrepreneur who has a vegetable vending business in the Philippines. She is borrowing PHP 15,000 through NWTF to purchase vegetables to sell at her food stall.

Susan successfully repaid her previous loan, and now she has requested another loan to further build her businesses.

Susan has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams of saving enough to provide a secure future for her family.

More from Susan's previous loan »
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This loan is special because:

It helps this borrower grow their business.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff

More about this loan

About Negros Women for Tomorrow Foundation (NWTF):

Negros Women for Tomorrow Foundation (NWTF) is a non-governmental organization established with the aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental's low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders' funds will be used to expand the reach of these products to low-income urban and rural communities.

Loan details

Loan length:

14 months

Repayment schedule: Monthly

Disbursed date: November 19, 2020

Funding model: Flexible

Partner covers currency loss? Yes

Facilitated by Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Is borrower paying interest? Yes

Field Partner risk rating:

Lenders and lending teams

Country: Philippines

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Why Kiva works with this partner:

Kiva partners with NWTF due to the organization’s outreach to women in rural communities. NWTF also continues to conduct research on the satisfaction of its clients and staff, and has been especially attentive to issues of social responsibility. Additionally, it views commitments to environmental responsibility as an essential part of its operations.

Time on Kiva: 138 months

Kiva borrowers: 271,543

Total loans: $82,506,400

Average cost to borrower: 46% PY

Profitability (return on assets): 6.6%

Average loan size (% of per capita income): 5.70%

Delinquency rate: 3.60%

Loans at risk rate: 13.43%

Default rate: 0.02%

Currency exchange loss rate: 0.01%

More about Negros Women for Tomorrow Foundation (NWTF)

What is a Field Partner?

Comments and updates (0)

Repayment schedule

Show advanced

	Expected	Actual
Mar 2021	$75.00	Available Mar 1
Apr 2021	$30.00	Available Apr 1
May 2021	$37.50	Available May 1
Jun 2021	$30.00	Available Jun 1
Jul 2021	$30.00	Available Jul 1
Aug 2021	$37.50	Available Aug 1
Sep 2021	$30.00	Available Sep 1
Oct 2021	$30.00	Available Oct 1
Nov 2021	$37.50	Available Nov 1
Dec 2021	$30.00	Available Dec 1
Jan 2022	$7.50	Available Jan 1

	Expected	Amount	Actual
Mar 2021
From borrower to Field Partner	Nov 25, 2020	360.40 PHP
	Dec 2, 2020	360.40 PHP
	Dec 9, 2020	360.40 PHP
	Dec 16, 2020	360.40 PHP
	Dec 23, 2020	360.40 PHP
	Dec 30, 2020	360.40 PHP
	Jan 6, 2021	360.40 PHP
	Jan 13, 2021	360.39 PHP
	Jan 20, 2021	360.39 PHP
	Jan 27, 2021	360.39 PHP
From Field Partner to lenders	Mar 2021	$75.00	Available Mar 1
Apr 2021
From borrower to Field Partner	Feb 3, 2021	360.39 PHP
	Feb 10, 2021	360.39 PHP
	Feb 17, 2021	360.39 PHP
	Feb 24, 2021	360.39 PHP
From Field Partner to lenders	Apr 2021	$30.00	Available Apr 1
May 2021
From borrower to Field Partner	Mar 3, 2021	360.39 PHP
	Mar 10, 2021	360.39 PHP
	Mar 17, 2021	360.39 PHP
	Mar 24, 2021	360.39 PHP
	Mar 31, 2021	360.39 PHP
From Field Partner to lenders	May 2021	$37.50	Available May 1
Jun 2021
From borrower to Field Partner	Apr 7, 2021	360.39 PHP
	Apr 14, 2021	360.39 PHP
	Apr 21, 2021	360.39 PHP
	Apr 28, 2021	360.39 PHP
From Field Partner to lenders	Jun 2021	$30.00	Available Jun 1
Jul 2021
From borrower to Field Partner	May 5, 2021	360.39 PHP
	May 12, 2021	360.39 PHP
	May 19, 2021	360.39 PHP
	May 26, 2021	360.39 PHP
From Field Partner to lenders	Jul 2021	$30.00	Available Jul 1
Aug 2021
From borrower to Field Partner	Jun 2, 2021	360.39 PHP
	Jun 9, 2021	360.39 PHP
	Jun 16, 2021	360.39 PHP
	Jun 23, 2021	360.39 PHP
	Jun 30, 2021	360.39 PHP
From Field Partner to lenders	Aug 2021	$37.50	Available Aug 1
Sep 2021
From borrower to Field Partner	Jul 7, 2021	360.39 PHP
	Jul 14, 2021	360.39 PHP
	Jul 21, 2021	360.39 PHP
	Jul 28, 2021	360.39 PHP
From Field Partner to lenders	Sep 2021	$30.00	Available Sep 1
Oct 2021
From borrower to Field Partner	Aug 4, 2021	360.39 PHP
	Aug 11, 2021	360.39 PHP
	Aug 18, 2021	360.39 PHP
	Aug 25, 2021	360.39 PHP
From Field Partner to lenders	Oct 2021	$30.00	Available Oct 1
Nov 2021
From borrower to Field Partner	Sep 1, 2021	360.39 PHP
	Sep 8, 2021	360.39 PHP
	Sep 15, 2021	360.39 PHP
	Sep 22, 2021	360.39 PHP
	Sep 29, 2021	360.39 PHP
From Field Partner to lenders	Nov 2021	$37.50	Available Nov 1
Dec 2021
From borrower to Field Partner	Oct 6, 2021	360.39 PHP
	Oct 13, 2021	360.39 PHP
	Oct 20, 2021	360.39 PHP
	Oct 27, 2021	360.39 PHP
From Field Partner to lenders	Dec 2021	$30.00	Available Dec 1
Jan 2022
From borrower to Field Partner	Nov 3, 2021	360.39 PHP
From Field Partner to lenders	Jan 2022	$7.50	Available Jan 1

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details

Loan length:

14 months

Repayment schedule: Monthly

Disbursed date: November 19, 2020

Funding model: Flexible

Partner covers currency loss? Yes

Facilitated by Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Is borrower paying interest? Yes

Field Partner risk rating:

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Why Kiva works with this partner:

Time on Kiva: 138 months

Kiva borrowers: 271,543

Total loans: $82,506,400

Average cost to borrower: 46% PY

Profitability (return on assets): 6.6%

Average loan size (% of per capita income): 5.70%

Delinquency rate: 3.60%

Loans at risk rate: 13.43%

Default rate: 0.02%

Currency exchange loss rate: 0.01%

More about Negros Women for Tomorrow Foundation (NWTF)

What is a Field Partner?

Repayment schedule

Show advanced

	Expected	Actual
Mar 2021	$75.00	Available Mar 1
Apr 2021	$30.00	Available Apr 1
May 2021	$37.50	Available May 1
Jun 2021	$30.00	Available Jun 1
Jul 2021	$30.00	Available Jul 1
Aug 2021	$37.50	Available Aug 1
Sep 2021	$30.00	Available Sep 1
Oct 2021	$30.00	Available Oct 1
Nov 2021	$37.50	Available Nov 1
Dec 2021	$30.00	Available Dec 1
Jan 2022	$7.50	Available Jan 1

	Expected	Amount	Actual
Mar 2021
From borrower to Field Partner	Nov 25, 2020	360.40 PHP
	Dec 2, 2020	360.40 PHP
	Dec 9, 2020	360.40 PHP
	Dec 16, 2020	360.40 PHP
	Dec 23, 2020	360.40 PHP
	Dec 30, 2020	360.40 PHP
	Jan 6, 2021	360.40 PHP
	Jan 13, 2021	360.39 PHP
	Jan 20, 2021	360.39 PHP
	Jan 27, 2021	360.39 PHP
From Field Partner to lenders	Mar 2021	$75.00	Available Mar 1
Apr 2021
From borrower to Field Partner	Feb 3, 2021	360.39 PHP
	Feb 10, 2021	360.39 PHP
	Feb 17, 2021	360.39 PHP
	Feb 24, 2021	360.39 PHP
From Field Partner to lenders	Apr 2021	$30.00	Available Apr 1
May 2021
From borrower to Field Partner	Mar 3, 2021	360.39 PHP
	Mar 10, 2021	360.39 PHP
	Mar 17, 2021	360.39 PHP
	Mar 24, 2021	360.39 PHP
	Mar 31, 2021	360.39 PHP
From Field Partner to lenders	May 2021	$37.50	Available May 1
Jun 2021
From borrower to Field Partner	Apr 7, 2021	360.39 PHP
	Apr 14, 2021	360.39 PHP
	Apr 21, 2021	360.39 PHP
	Apr 28, 2021	360.39 PHP
From Field Partner to lenders	Jun 2021	$30.00	Available Jun 1
Jul 2021
From borrower to Field Partner	May 5, 2021	360.39 PHP
	May 12, 2021	360.39 PHP
	May 19, 2021	360.39 PHP
	May 26, 2021	360.39 PHP
From Field Partner to lenders	Jul 2021	$30.00	Available Jul 1
Aug 2021
From borrower to Field Partner	Jun 2, 2021	360.39 PHP
	Jun 9, 2021	360.39 PHP
	Jun 16, 2021	360.39 PHP
	Jun 23, 2021	360.39 PHP
	Jun 30, 2021	360.39 PHP
From Field Partner to lenders	Aug 2021	$37.50	Available Aug 1
Sep 2021
From borrower to Field Partner	Jul 7, 2021	360.39 PHP
	Jul 14, 2021	360.39 PHP
	Jul 21, 2021	360.39 PHP
	Jul 28, 2021	360.39 PHP
From Field Partner to lenders	Sep 2021	$30.00	Available Sep 1
Oct 2021
From borrower to Field Partner	Aug 4, 2021	360.39 PHP
	Aug 11, 2021	360.39 PHP
	Aug 18, 2021	360.39 PHP
	Aug 25, 2021	360.39 PHP
From Field Partner to lenders	Oct 2021	$30.00	Available Oct 1
Nov 2021
From borrower to Field Partner	Sep 1, 2021	360.39 PHP
	Sep 8, 2021	360.39 PHP
	Sep 15, 2021	360.39 PHP
	Sep 22, 2021	360.39 PHP
	Sep 29, 2021	360.39 PHP
From Field Partner to lenders	Nov 2021	$37.50	Available Nov 1
Dec 2021
From borrower to Field Partner	Oct 6, 2021	360.39 PHP
	Oct 13, 2021	360.39 PHP
	Oct 20, 2021	360.39 PHP
	Oct 27, 2021	360.39 PHP
From Field Partner to lenders	Dec 2021	$30.00	Available Dec 1
Jan 2022
From borrower to Field Partner	Nov 3, 2021	360.39 PHP
From Field Partner to lenders	Jan 2022	$7.50	Available Jan 1

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

20%

Susan

A loan of $375 helps to purchase vegetables to sell at her food stall.

Susan's story

This loan is special because:

More about this loan

Loan details

Loan length:

Lenders and lending teams

Country: Philippines

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Comments and updates (0)

Tags

Repayment schedule

Loan details

Loan length:

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Repayment schedule