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Mrs. Chim N. is an older mother blessed with five children, of whom one is now married and the remaining four are single. To help the family, three of her children are employed at different occupations.

To earn a daily income, Chim N. raises a few pigs and rice crops on her own land next to her house. Additionally, she goes to the forest with her husband to collect burnable oil from trees and turn it into glue to sell (it is used in furniture making).

This is the second loan that Chim N. has requested from Kiva. She will be using this loan to purchase more tools used to collect the burnable oil. With any remaining money from the loan, she will repair her old house that is often cracking.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,195.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Chim to purchase more tools for collecting burnable oil.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 21, 2010
Jun 14, 2010
Currency Exchange Loss:
Apr 17, 2011