Fund a loan, get repaid, fund another.

How Kiva works

Choose a borrower

Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy and more.

Repeat!

Use the repayment to support another borrower, or withdraw your money.

Tap

Make a loan

Select a borrower who you connect with and help fund a loan with as little as $25.

Get repaid

Receive updates on your loans and see the dollars return to your Kiva account.

Choose a borrower

Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.

Learn more about how Kiva works

52%

funded

12 days left

$200.00 to go

Total loan: $425

Nida

Sibalom, Antique, Philippines / Food Production/Sales

A loan of $425 helps to buy additional fresh peanuts to sell.

Nida's story

Nida is a married woman. She is 56 years old with six children. She is a very hardworking entrepreneur.

Nida has a business buying and selling peanuts in the Philippines. Nida requested a PHP 20000 loan through NWTF to buy additional fresh peanuts to sell.

She successfully repaid her previous loan, and now she has requested another loan to further build her business.

Nida has been in this business for 12 years. She would like to save money to expand her business.

Previous loan details

Nida is a married woman, 53 years old with six children. She is a very hardworking entrepreneur.

Nida has a buy and sell peanuts business in the Philippines. Nida requested a PHP 18000 loan amount through NWTF to buy additional fresh peanuts to sell.

Nida has been in this business for 10 years. She would like to save money to expand her business.

More from Nida's previous loan »
Learn more about successive and concurrent loans

Hide

Show repaid previous loan details

This loan is special because:

It helps this borrower grow their business.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff

More about this loan

About Negros Women for Tomorrow Foundation (NWTF):

Negros Women for Tomorrow Foundation (NWTF) is a non-governmental organization established with the aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental's low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders' funds will be used to expand the reach of these products to low-income urban and rural communities.

Loan details

Loan length:

14 months

Repayment schedule: Monthly

Disbursed date: November 20, 2020

Funding model: Flexible

Partner covers currency loss? Yes

Facilitated by Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Is borrower paying interest? Yes

Field Partner risk rating:

Lenders and lending teams

Country: Philippines

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Why Kiva works with this partner:

Kiva partners with NWTF due to the organization’s outreach to women in rural communities. NWTF also continues to conduct research on the satisfaction of its clients and staff, and has been especially attentive to issues of social responsibility. Additionally, it views commitments to environmental responsibility as an essential part of its operations.

Time on Kiva: 138 months

Kiva borrowers: 271,543

Total loans: $82,506,400

Average cost to borrower: 46% PY

Profitability (return on assets): 6.6%

Average loan size (% of per capita income): 5.70%

Delinquency rate: 3.60%

Loans at risk rate: 13.43%

Default rate: 0.02%

Currency exchange loss rate: 0.01%

More about Negros Women for Tomorrow Foundation (NWTF)

What is a Field Partner?

Comments and updates (0)

Repayment schedule

Show advanced

	Expected	Actual
Mar 2021	$85.00	Available Mar 1
Apr 2021	$34.00	Available Apr 1
May 2021	$34.00	Available May 1
Jun 2021	$42.50	Available Jun 1
Jul 2021	$34.00	Available Jul 1
Aug 2021	$34.00	Available Aug 1
Sep 2021	$42.50	Available Sep 1
Oct 2021	$34.00	Available Oct 1
Nov 2021	$42.50	Available Nov 1
Dec 2021	$34.00	Available Dec 1
Jan 2022	$8.50	Available Jan 1

	Expected	Amount	Actual
Mar 2021
From borrower to Field Partner	Nov 26, 2020	408.65 PHP
	Dec 3, 2020	408.65 PHP
	Dec 10, 2020	408.65 PHP
	Dec 17, 2020	408.65 PHP
	Dec 24, 2020	408.65 PHP
	Dec 31, 2020	408.65 PHP
	Jan 7, 2021	408.65 PHP
	Jan 14, 2021	408.65 PHP
	Jan 21, 2021	408.65 PHP
	Jan 28, 2021	408.65 PHP
From Field Partner to lenders	Mar 2021	$85.00	Available Mar 1
Apr 2021
From borrower to Field Partner	Feb 4, 2021	408.65 PHP
	Feb 11, 2021	408.65 PHP
	Feb 18, 2021	408.65 PHP
	Feb 25, 2021	408.65 PHP
From Field Partner to lenders	Apr 2021	$34.00	Available Apr 1
May 2021
From borrower to Field Partner	Mar 4, 2021	408.65 PHP
	Mar 11, 2021	408.65 PHP
	Mar 18, 2021	408.65 PHP
	Mar 25, 2021	408.65 PHP
From Field Partner to lenders	May 2021	$34.00	Available May 1
Jun 2021
From borrower to Field Partner	Apr 1, 2021	408.65 PHP
	Apr 8, 2021	408.65 PHP
	Apr 15, 2021	408.65 PHP
	Apr 22, 2021	408.65 PHP
	Apr 29, 2021	408.65 PHP
From Field Partner to lenders	Jun 2021	$42.50	Available Jun 1
Jul 2021
From borrower to Field Partner	May 6, 2021	408.65 PHP
	May 13, 2021	408.65 PHP
	May 20, 2021	408.65 PHP
	May 27, 2021	408.65 PHP
From Field Partner to lenders	Jul 2021	$34.00	Available Jul 1
Aug 2021
From borrower to Field Partner	Jun 3, 2021	408.65 PHP
	Jun 10, 2021	408.65 PHP
	Jun 17, 2021	408.64 PHP
	Jun 24, 2021	408.64 PHP
From Field Partner to lenders	Aug 2021	$34.00	Available Aug 1
Sep 2021
From borrower to Field Partner	Jul 1, 2021	408.64 PHP
	Jul 8, 2021	408.64 PHP
	Jul 15, 2021	408.64 PHP
	Jul 22, 2021	408.64 PHP
	Jul 29, 2021	408.64 PHP
From Field Partner to lenders	Sep 2021	$42.50	Available Sep 1
Oct 2021
From borrower to Field Partner	Aug 5, 2021	408.64 PHP
	Aug 12, 2021	408.64 PHP
	Aug 19, 2021	408.64 PHP
	Aug 26, 2021	408.64 PHP
From Field Partner to lenders	Oct 2021	$34.00	Available Oct 1
Nov 2021
From borrower to Field Partner	Sep 2, 2021	408.64 PHP
	Sep 9, 2021	408.64 PHP
	Sep 16, 2021	408.64 PHP
	Sep 23, 2021	408.64 PHP
	Sep 30, 2021	408.64 PHP
From Field Partner to lenders	Nov 2021	$42.50	Available Nov 1
Dec 2021
From borrower to Field Partner	Oct 7, 2021	408.64 PHP
	Oct 14, 2021	408.64 PHP
	Oct 21, 2021	408.64 PHP
	Oct 28, 2021	408.64 PHP
From Field Partner to lenders	Dec 2021	$34.00	Available Dec 1
Jan 2022
From borrower to Field Partner	Nov 4, 2021	408.64 PHP
From Field Partner to lenders	Jan 2022	$8.50	Available Jan 1

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details

Loan length:

14 months

Repayment schedule: Monthly

Disbursed date: November 20, 2020

Funding model: Flexible

Partner covers currency loss? Yes

Facilitated by Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Is borrower paying interest? Yes

Field Partner risk rating:

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Why Kiva works with this partner:

Time on Kiva: 138 months

Kiva borrowers: 271,543

Total loans: $82,506,400

Average cost to borrower: 46% PY

Profitability (return on assets): 6.6%

Average loan size (% of per capita income): 5.70%

Delinquency rate: 3.60%

Loans at risk rate: 13.43%

Default rate: 0.02%

Currency exchange loss rate: 0.01%

More about Negros Women for Tomorrow Foundation (NWTF)

What is a Field Partner?

Repayment schedule

Show advanced

	Expected	Actual
Mar 2021	$85.00	Available Mar 1
Apr 2021	$34.00	Available Apr 1
May 2021	$34.00	Available May 1
Jun 2021	$42.50	Available Jun 1
Jul 2021	$34.00	Available Jul 1
Aug 2021	$34.00	Available Aug 1
Sep 2021	$42.50	Available Sep 1
Oct 2021	$34.00	Available Oct 1
Nov 2021	$42.50	Available Nov 1
Dec 2021	$34.00	Available Dec 1
Jan 2022	$8.50	Available Jan 1

	Expected	Amount	Actual
Mar 2021
From borrower to Field Partner	Nov 26, 2020	408.65 PHP
	Dec 3, 2020	408.65 PHP
	Dec 10, 2020	408.65 PHP
	Dec 17, 2020	408.65 PHP
	Dec 24, 2020	408.65 PHP
	Dec 31, 2020	408.65 PHP
	Jan 7, 2021	408.65 PHP
	Jan 14, 2021	408.65 PHP
	Jan 21, 2021	408.65 PHP
	Jan 28, 2021	408.65 PHP
From Field Partner to lenders	Mar 2021	$85.00	Available Mar 1
Apr 2021
From borrower to Field Partner	Feb 4, 2021	408.65 PHP
	Feb 11, 2021	408.65 PHP
	Feb 18, 2021	408.65 PHP
	Feb 25, 2021	408.65 PHP
From Field Partner to lenders	Apr 2021	$34.00	Available Apr 1
May 2021
From borrower to Field Partner	Mar 4, 2021	408.65 PHP
	Mar 11, 2021	408.65 PHP
	Mar 18, 2021	408.65 PHP
	Mar 25, 2021	408.65 PHP
From Field Partner to lenders	May 2021	$34.00	Available May 1
Jun 2021
From borrower to Field Partner	Apr 1, 2021	408.65 PHP
	Apr 8, 2021	408.65 PHP
	Apr 15, 2021	408.65 PHP
	Apr 22, 2021	408.65 PHP
	Apr 29, 2021	408.65 PHP
From Field Partner to lenders	Jun 2021	$42.50	Available Jun 1
Jul 2021
From borrower to Field Partner	May 6, 2021	408.65 PHP
	May 13, 2021	408.65 PHP
	May 20, 2021	408.65 PHP
	May 27, 2021	408.65 PHP
From Field Partner to lenders	Jul 2021	$34.00	Available Jul 1
Aug 2021
From borrower to Field Partner	Jun 3, 2021	408.65 PHP
	Jun 10, 2021	408.65 PHP
	Jun 17, 2021	408.64 PHP
	Jun 24, 2021	408.64 PHP
From Field Partner to lenders	Aug 2021	$34.00	Available Aug 1
Sep 2021
From borrower to Field Partner	Jul 1, 2021	408.64 PHP
	Jul 8, 2021	408.64 PHP
	Jul 15, 2021	408.64 PHP
	Jul 22, 2021	408.64 PHP
	Jul 29, 2021	408.64 PHP
From Field Partner to lenders	Sep 2021	$42.50	Available Sep 1
Oct 2021
From borrower to Field Partner	Aug 5, 2021	408.64 PHP
	Aug 12, 2021	408.64 PHP
	Aug 19, 2021	408.64 PHP
	Aug 26, 2021	408.64 PHP
From Field Partner to lenders	Oct 2021	$34.00	Available Oct 1
Nov 2021
From borrower to Field Partner	Sep 2, 2021	408.64 PHP
	Sep 9, 2021	408.64 PHP
	Sep 16, 2021	408.64 PHP
	Sep 23, 2021	408.64 PHP
	Sep 30, 2021	408.64 PHP
From Field Partner to lenders	Nov 2021	$42.50	Available Nov 1
Dec 2021
From borrower to Field Partner	Oct 7, 2021	408.64 PHP
	Oct 14, 2021	408.64 PHP
	Oct 21, 2021	408.64 PHP
	Oct 28, 2021	408.64 PHP
From Field Partner to lenders	Dec 2021	$34.00	Available Dec 1
Jan 2022
From borrower to Field Partner	Nov 4, 2021	408.64 PHP
From Field Partner to lenders	Jan 2022	$8.50	Available Jan 1

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

52%

Nida

A loan of $425 helps to buy additional fresh peanuts to sell.

Nida's story

This loan is special because:

More about this loan

Loan details

Loan length:

Lenders and lending teams

Country: Philippines

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Comments and updates (0)

Tags

Repayment schedule

Loan details

Loan length:

Field Partner: Negros Women for Tomorrow Foundation (NWTF)

Repayment schedule