A loan helped to buy dairy cows in order to increase her sales of organic milk.

Kenjegul's story

This wonderful woman is Kenjegul. She is 42 years old, married and raising 5 children. She has secondary education. As the primary source of income for her family, she has been practicing animal husbandry and plant agriculture since 2008. Thanks to Kenjegul's hard work and the help of her husband, her farm currently has 3 cows and 1.95 hectares of irrigated land on which she grows organic alfalfa. She has an agreement for the delivery of organic milk to a local factory for further processing into dairy products. This allows her to constantly invest in the agricultural business. Through Bai Tushum bank, she can receive a loan under the security of her future deliveries. This falls under the bank service known as "Chain of Value Added". Having discovered this, she has requested a loan in the amount of 120,000 somoni (KGS). This will be used to purchase dairy cows with the goal of increasing her sales of organic milk. Payments for the milk from the factory will be directly transferred to Kenjegul's bank account, while loan payments will automatically be deducted. The profits from the loan will help her expand her farm in the future.

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Translated from Russian by Kiva volunteer Nina Lamotchkina.

This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Loan details

Lenders and lending teams

Loan details