Siomara S. A., 36, is married with three children, all dependents. She has raised laying hens for 5 years. Every day she sells eggs and with this obtains her daily sustenance. With other neighbours she decided to organize a group to request a loan. It will be used as working capital to increase the volume of their sales. There are 6 women and 1 man in this group called "Primavera" ("Spring"). The ladies engage in various productive activities such as raising animals, selling daily consumables, selling food, selling meat, selling pigs and selling handicrafts. They are in San Juan La Laguna D. Panyevar Solola.
Doña Siomara S. A., tiene 36 años casada con tres hijos, D. los cuales están a su cargo, se dedica a la crianza D. pollos ponedoras D. esta forma a trabajado durante 5 años atrás, venD. todos los días huevos y con eso logra el sustento diario. Conjuntamente con otras vecinas deciden organizar un grupo para poder solicitar un préstamo. El cual será utilizado como capital D. trabajo y así poder incrementar el volumen D. ventas. Son 6 señoras y 1 señor que conforman el grupo denominado “primavera”, las señoras D. dedican a diversas actividades productivas tales como: la crianza D. animales, venta D. artículos D. consumo diario, venta D. verduras, venta D. carne, venta D. cerdos y la venta D. artesanía. En el lugar D. San Juan La Laguna D. Panyevar Sololá
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.