A loan helped to purchase furniture and utensils to improve his business.


Michael Antonio's story

Michael is a hard-working young man, 21 years old. He currently lives in Esmeraldas with his parents, who have taught him from a young age to seek a source of income to help his family.

Michael has a small business which he has been gradually improving. He works selling breakfasts, encebollados, and empanadas. He began this business with his mother, but currently works at it full time.

Michael knows that the work is hard, since he has to be consistent and serve his customers every day, as this is his source of income. Thanks to this business, he has been able to help with the family expenses, and he has particularly been able to save money to purchase items for personal use.

Michael needs capital to improve his retail space and customer service. He wants to purchase tables, chairs, and cooking utensils to continue with his business.

This will offer Michael help and he is sure that, thanks to this financing, he will be able to continue helping his mother, who is the reason to get ahead.

Translator profile picture

Translated from Spanish by Kiva volunteer Wendy Harris.


This loan is special because:

It focuses on the poorest one-fifth of the population with no access to financial services.



Loan details


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Loan details