A loan of $575 helped buying wire, boards, and cement to improve his rental house.

Jean Marie Vianney's story

Jean Marie Vianney U. was born in Kicukiro, a neighborhood of Kigali, the capital of Rwanda. He is 26 and single, and so he presently lives with his parents in Kicukiro. He finished his studies up to 5th grade (primary school). He has been a client of ACB since 2007 and has already taken out and reimbursed more than 10 loans.

He works for a construction company as a gardener and has an experience of 7 years in this work. A very serious young man, he puts aside savings out of his little salary, which have permitted him to build a house that he rents out for additional income.

Right now, he is requesting a loan of 320,000 Rwandan Francs (FRW) to embellish the house by buying cement and sand to protect the outside of the house from rainwater. He has also bought plyboard to build a ceiling for the house. Moreover, he has bought electric wire and paid for installing electricity in the house, which did not have electricity before. All these improvements make the house worth more so that he can get more in rent. In the future, he intends to continue constructing a wall around it so it will bring in even more.

With the additional savings that he will be able to put aside between the rent and his salary, he hopes to be able to set himself up in the country, one of these days, and raise cattle. He also wants to marry when his means permit him to support a family.

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Translated from French by Kiva volunteer Teresa Kramer

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