A loan of $1,125 helps to buy milk products, sodas, tuna, bread, etc.


Jose Andres's story

Jose Andres and his family live in Portoviejo, a city affected by the earthquake that occurred on April 16, 2016 and that is now also being affected by the COVID-19 pandemic. The city is rich in agricultural production, such as vegetables and tropical fruits for internal consumption.

Jose Andres is an English teacher. He worked at an educational institution that closed and he became unemployed. He works now selling perfume via social media and WhatsApp, although sales have gone down. The good thing is that he manages a grocery store out of his home where he sells various staple products each day such as rice, pasta, sodas, water, flour, milk products, etc. The health crisis was very difficult at the beginning because he was unable to make sales, but now, little by little, he is reactivating his business and is thus able to generate some income. This loan will be used to buy milk products, sodas, tuna, bread, etc. His dream is to have a stable job and for his family to be in good health.

Translator profile picture

Translated from Spanish by Kiva volunteer Debra McMahon.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.