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Las Palmeras Group
In this Group: Nelly Maria, Marciala, Celestina, Marlene, Nelly Fiorella, Jose Luis, Yanis Cherly*, Juana Clinia*, Maria Eudocia, Zenon
* not pictured
Nelly is single and has four children who have inspired her to work her whole life long and achieve what she has today. She remembers it was her brother who gave her the idea of investing in the purchase of a motorbike to provide public service. With her savings and much sacrifice she was able to purchase a first motorbike which she rents out, generating daily income in order to pay her family expenses. Currently she has four motorbikes which she herself manages and maintains.

In a completely separate venture she also sells clothing. With all of her income she has been able to help with her children’s education and see them become professionals. This year she has planned the completion of the construction of her house and regarding her business she wants to set up a moto-taxi business with her family [A moto-taxi is a motorcycle with attached trailer for passengers]. With her loan she will be able to improve and maintain her units. She belongs to the group “Las Palmeras” [The Palm Trees], a close-knit group motivated to keep working.

*Nelly is the fifth from the right
View original language description ↓
La Sra. Nelly es soltera tiene 04 hijos, es por ellos que siempre ha trabajado y ha logrado todo lo que hoy tiene. Recuerda que fue su hermano quien le dio la idea de invertir en la compra de una moto para hacer servicio público, con sus ahorros y mucho sacrificio pudo comprar una primera moto la que alquila generándole ingresos diarios para así poder solventar los gastos de su familia, actualmente tiene 04 motos que ella misma administra y controla.
muy aparte también se dedica a la venta de ropa,con todos sus ingresos ha logrado ayudar en la educación de sus hijos y lograr que sean profesionales, para este año tiene proyectado terminar la construcción de su casa y en cuanto a lo que se refiere su negocio quiere formar una empresa de moto taxis junto a su familia. Con su préstamo obtenido podrá mejorar sus unidades y darle mantenimiento, el grupo al que pertenece es “LAS PALMERAS” un grupo muy unido y con ganas de seguir trabajando.

* la Sra. Nelly es la 5ta de la derecha

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palmeras Group's $3,500 loan helped a member improve and maintain her motorbikes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 4, 2010
Jul 1, 2010
Currency Exchange Loss:
Nov 15, 2010