Delia C. is the president of the group. She is 33 years old, and she has been selling soft drinks for two years.
Reyna G. is married, and she produces and sells milk and its derivatives. She also sells meat. Thirty-eight years ago she and her husband had some cows. They started selling milk in the town. After one day they were asked to deliver milk to the technical school their son attended.
Upon seeing that this was not enough money, she mentioned it to her son. Her son asked one of his teachers to teach him how to make Oaxaca cheese. The teacher not only taught him, but his parents as well. They learned very quickly, and they now have a small business producing milk and its derivatives. They also raise and sell pigs.
The program for “Desarollo Agropecuario” (Farming Devlopment) visited her. They helped her with a loan for a press and a machine that skims milk.
She later began raising pigs. She raises them and then butchers them to sell in her meat market and to some customers.
They currently have customers in Taxco and Cuernavaca.
She used the loan that she received to buy raw material like calcium chloride, whitener, and rennet. She uses these to make Oaxaca cheese.
La señora Delia C. ocupa el puesto de Presidenta del grupo tiene 33 años de edad, tiene dos años vendiendo refrescos.
La señora Reyna G. está casada y se dedica a la producción y venta de Leche y sus derivados, así como de carne.
Hace 38 años su esposo y ella tenían unas vacas, empezaron vendiendo leche en el pueblo, hasta un día que le pidieron que entregara leche en la Escuela Técnica en la que asistía su hijo.
Al ver que no le alcanzaba el dinero, la señora comentó esto con su hijo quien pidió a uno de sus maestros le enseñara a hacer queso Oaxaca. El maestro le enseño no solo a el sino también a sus padres, mismos que aprendieron muy rápido y hoy en día tienen un pequeña empresa productora de Leche y sus derivados, así como de Cría y venta de cerdos.
El programa de Desarrollo Agropecuario la visitó y le apoyaron con un crédito para una prensa y una descremadora.
Posteriormente inicia con el pie de cría de cerdos, ellos los crían y los sacrifican para vender en su carnicería y algunos clientes.
Actualmente ellos tienen clientes en Taxco y Cuernavaca.
El crédito que recibió lo utilizó en la compra de materia prima: cloruro de calcio, blanqueador y cuajos, mismos que utilizan para producir el Queso Oaxaca.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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