A loan of $800 helped to buy perfumes, lotions, and deodorants.


Jovanna Elizabeth's story

J22-year old Jovanna lives in a suburb of Guayaquil. She sells Yambal products (Yambal is a company that sells cosmetics by catalogue and helps Ecuadorean women become sales agents). She lives with her grandmother and sister so she can help with household expenses. She began selling cosmetics at the age of 19.

All the time that Jovanna has been working for Yambal, she has invested her profits in buying more products. She works every day selling cosmetics, perfumes, lotions etc. In order to increase her sales, she wants to use the loan to buy more perfumes, lotions, and deodorants.

After a few years she wishes to buy a small store from which to sell cosmetics and personal products.

Translated from Spanish by Kiva volunteer Jane A



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