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Judith, who is 25 years old, lives with her partner and their two children. They live together in a rented house located in a community at the edge of the Peruvian jungle. One day she realized that she did not have any competition and decided to set up a wine store where she would sell to the public in general. In the first year, she only recovered what she had invested, but from the second year on, she began to have better earnings, and her sales gradually increased. Now she has large orders from private and public institutions, and at times she can't manage them all and complete the deliveries of wine on the expected dates. She generally buys her products in another city at a reasonable price, thanks to her relatives, who offer her these prices and the means to transport the wines. Normally she works on her own, but on occasion she receives help from her partner. Her sales location is located in their rented house, and she works from 8 in the morning until 11 at night.

In the future, she is planning to expand her wine-selling business to attract more clients. This is her third loan with MFP, and she promises to continue making her payments on time. In addition, she is grateful to her community bank for the good work that they do. Judith is planning to invest the loan in the purchase of a considerable quantity of wines that have great demand in her area, since she wants to increase her income and at the same time improve her quality of life.
View original language description ↓
Judith, D. 25 años, vive con su pareja y sus dos hijos. Juntos residen en una casa alquilada ubicada en una comunidad D. L. ceja D. selva peruana.Un día se dio cuenta que no tenia competencia y decidió instalar una vinícoL. donD. venD. para todo el público en general. En el primer año solo recuperó lo que había invertido, pero a partir del segundo año hacia adelante, empezó a obtener mayores ganancias, y sus ventas fueron incrementándose paulatinamente. Hoy tiene grandes pedidos D. instituciones privadas y públicas, y a veces no se da abasto con todos, e incumple con L. entrega D. los vinos en las fechas previstas. Por lo general sus productos los compra en otra ciudad, a un precio módico, debido a que sus familiares le otorgan ese precio y L. facilidad D. transportar los vinos. Normalmente trabaja por cuenta propia, pero en ocasiones recibe L. ayuda D. su pareja, y su punto D. venta está localizado en su casa arrendada, atienD. desD. las 8 D. L. mañana hasta las 11 D. L. noche. Para el futuro tiene planeado ampliar su negocio D. venta D. vinos, para atraer mayor clienteL..Este es el tercer crédito que tiene con MFP, y se compromete a seguir cumpliendo con sus cuotas puntualmente, además agradece a su banco comunal por el buen trabajo que realizan.Judith tiene planeado invertir el dinero solicitado en L. compra D. una cantidad considerable D. vinos que tienen gran demanda en su localidad, ya que desea aumentar sus ingresos y a L. vez mejorar su calidad D. vida.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Judith buy a quantity of wine to stock her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 4, 2010
Jun 13, 2010
Currency Exchange Loss:
Mar 24, 2011