A loan of $400 helps to build a modest home for his family.


Hudu's story

Hudu is a maize farmer from the rural area of Kaduna, a state located in northern Nigeria. He looks forward to earning higher profits from farming.

As a member of Babban Gona, Hudu has access to high quality inputs and enhanced farming services, which help to increase his yields. Furthermore, through training programs, Hudu now practices farming in a more sustainable manner. For example, the fertilizer education Hudu receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields.

Hudu expects to reap 35 bags/hectare, or double the national Nigerian average of 18 bags/hectare from this year's harvest. He, however, needs a Harvest Advance loan to avoid losing margins by selling his maize at harvest, when prices are low due to the high supply of maize. The Harvest Advance loan will provide Hudu with cash equivalent to his value of maize at harvest. Babban Gona will then help Hudu to store his maize and sell it at a higher price in the future, guaranteeing higher returns. This is crucial to Hudu as he plans on using the increased income to build a better house for his family.


This loan is special because:

It supports smallholder farmers and helps them increase yields.

David, Kiva staff

David
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.