A loan of $2,450 helped a member to purchase paint, display cases, and merchandise.


Acuarela Group's story

This comunal bank is called “Acuarela”. It is made up of 13 members who are from the community of Nueva Imperial, located 20 minutes from the city of Temuco. Their businesses are, primarily, the sale of silver jewelry, used clothing, natural products (like snail cream and soaps), creation of artisan products, preparation of fast food, sale of plastics, of chocolates, a call center, and a candy shop.

The group member interviewed was Idelia, who is the group’s president. In the picture you see her in the first row, to the left with short gray hair.
Idelia has a call center from which she also sells sweets and general goods. Her shop is located in the center of Nueva Imperial, and she has had this business for approximately 8 years. She will invest this loan in paint to refinish the outside of her business, and into a few display cases to show her products. She likes for her business to be well-kept, so she does not like to go very long without touching up the paint and displays. This is necessary because she has a lot of competition. She also plans to put part of the loan into merchandise such as cell phone re-charge cards, sweets, diapers, razors, and deodorants.

Idelia’s goals are to add on to her home and to buy a car, and she is currently saving for these projects. Her motivation is her 22-year-old daughter who is attending university and studying sociology. What Idelia has enjoyed the most about working with Fondo Esperanza is sharing experiences with her group because they have created strong connections and friendship between them.

Temuco is the capital of the Araucanía region. It is located 670 kilometres south of Santiago (the capital of Chile) and possesses a series of lake-side spa resorts and striking native flora and fauna. This region is also noteworthy for being the region where 50% of Chile's existing indigenous Mapuche community lives; some of whom are members of Fondo Esperanza communal banks.

In this group: María Idelia, Karen, Ximena, Patricia, Gladys, Laura, Julia, Ximena, Carolina, Liliana, Alicia, Elucinda, Elva



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Loan details