A loan helped to buy dairy cows to increase sales of organic milk and income from breeding livestock.


Gulzhamal's story

Gulzhamal has successfully repaid her loan. She is thankful to Kiva and everyone who helped to finance her. On her farm at present, there are five cows and 21 sheep. She also owns 1.85 hectares of land on which she grows beans, apples, and plums. In order to further develop her farm, she has once more applied to Bai Tushum Bank, this time for a loan of 110,000 som (KGS) to purchase dairy cows so as to increase her sales of organic milk and income from breeding livestock. Gulzhamal intends to use the funds from the loan to further develop her farm and build and new home.

Translated from Russian.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


Lenders and lending teams




Loan details