A loan helped to buy staple crops, such as corn and beans, to sell at the local market.

Emmy's story

Emmy, a 27-year-old is a mom of 4 school going children who lives in a remote village in the Sotik region of Kenya.

She was attracted to farming when she was a child after observing her parents make profits when they sold their produce. In fact, she discovered that they were using the proceeds from farming to pay school fees for her and her siblings.

She has been farming for the last few years. In her village, she practices mixed farming. The income she makes from selling milk and crops is used to meet the basic needs of her household.

Though she has gathered much experience in this business, she is not comfortable with the little amount she earns, since she is the only breadwinner in her household.

Emmy enjoys the profits she gets from farming. However, due to rising costs of living, she needs to boost her income through buying different varieties of cereals, such as corn and beans, from local farmers and selling them to her customers at the local market.

Through this engagement, she will earn a commission that she intends to use to repay the loan and elevate her standard of living.

This loan is an opportunity that she has never gotten before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan from commercial banks.

Thanks to Juhudi Kilimo and Kiva, the lives of Emmy and her family will be changed with this loan.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

Loan details

Lenders and lending teams

Loan details