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Maria Elisa
María Elisa is 31 years old, she lives with her partner and has a 10 year-old son who goes to school. The economic resources of this family are not many: in fact, as they don’t have a place of their own, they have to live at her parents’ house, that they will inherit in the future. María Elisa lives in the town of Cochabamba, in the Chinchilla community, half-an-hour away from the city.

Her main activity is the production of raw milk, that she then brings to a dairy products factory. She now owns 5 heads of cattle, all in the production phase. Her husband works as a driver for a person who sells aggregates.

The loan she is requesting will be used to buy one head of cattle in order to increase her production and consequently improve her income.

One of her dreams and aims is to increase the milk production and to own a small farm of at least 20 heads of cattle; her husband wishes to own a vehicle of his own and to work independently in the same business of his current employer. They main goal is to build a new and wider room in the old house her parents will leave them.
View original language description ↓
La señora María Elisa tiene 31 años vive con su conviviente y tienen un hijo de 10 años, está en la escuela, son una familia de escasos recursos económicos ya que no cuentan con una casa propia, viven en la casa de sus padres que en el futuro les heredara. La señora María Elisa vive en la ciudad de Cochabamba en la comunidad de Chinchilla, a media hora de la ciudad.

La principal actividad del cliente es la producción de la leche cruda, cuyo producto entrega a una empresa que se dedica a la producción de productos lácteos, actualmente tiene 5 cabezas de ganado lechero en producción, así como también el esposo trabaja de chofer para una persona que se dedica a la venta de agregados.

El préstamo será destinado para la compra de una cabeza de ganado lechero, con lo cual incrementara su producción y de esa manera mejorara sus ingresos.

Entre sus sueños y metas es aumentar la producción de la leche, tener una pequeña granja de por lo menos 20 cabezas de ganado lechero y el esposo desea tener su vehículo propio y dedicarse a la misma actividad que realiza su patrón, su meta principal es realizar una construcción nueva y más amplia en la casita vieja que le heredo sus padres.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 116
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Elisa to buy one head of cattle.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 28, 2010
Jun 13, 2010
Currency Exchange Loss:
Jul 24, 2012