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Mrs. Chem S., age 35, raises ducks and sells the eggs, earning about $5 per day in revenue. Her husband works as a policeman, making about $1 per day. They have three children who are students. In order to expand her duck egg business to meet customer demand, she would like to borrow $750 to purchase more ducks to lay eggs. This will increase inventory and therefore increase income for her family. She will be better able to finance her children’s education with the increased income and provide her family with greater financial security.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Chum to purchase more ducks to lay eggs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 29, 2007
Oct 15, 2007
Currency Exchange Loss:
May 20, 2009