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Serwaah Trust Bank Group
In this Group: Esther, Memuna, Veronica, Georgina, Mary, Agyeiwaa, Afua, Agather, Akua, Comfort
Esther is a women’s leader, hard-working and a resourceful mother of five children. She is 53 years old and still married to a blacksmith. She lives together with her family in a town close to Sunyani. Esther is a petty trader who sells fresh yams and cooking oil to customers in her community. Operating her business for the past 24 years, Esther has amassed good marketing experience and made many repeat customers. She plans to invest the loan to purchase fresh yams and oil to meet her customers’ demand. She dreams of being able to put up a house from her savings to improve her family’s accommodation in her home town.

Esther is currently the leader of a trust bank group called 'S.', named after Esther, made up of ten members. The other members are also engaged in food processing and petty trading businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Serwaah Trust Bank Group's $2,400 loan helped a member to purchase fresh yams and cooking oil for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jun 8, 2010
Currency Exchange Loss:
Jan 8, 2011