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Every day, Them L. wakes up before dawn and travels to where the fishermen work. She buys their fish in bulk and hurries back to sell the fish at the market for a profit. Her husband works selling ducks and chickens. The couple are always working and, together, they generate enough income to support their three small kids, who are enrolled in primary school.

Them L. will use half of the loan she has requested as capital for her husband’s business and the rest of the loan will be used to buy more fish to meet the needs of her customers.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Them to buy more fish for her business plus provide capital for her husband's business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2010
Jun 8, 2010
Currency Exchange Loss:
May 15, 2011