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Soy S., 51, is a low-income person living in a rural area of Siem Reap Province. She is married with eight children. She now takes care of four school-aged kids, while another four are ready married and have started new homes.

Soy S. buys fish paste in bulk to resell in the local market. Also, she orders fresh fish and turns them into fish paste to sell. In a day she is normally able to make $3 to control the financial problems of her family.

In addition, Soy S. and her husband farm a few natural crops for extra profit. She planted her crops a few months ago but they are not growing well due to the fact that they may require fertilizer and watering. Soy S. is therefore applying for a loan to purchase a pump to irrigate her crop, as well as to buy fertilizer to sustain her crop yield.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 221
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Soy to purchase a pump to irrigate her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2010
Jun 8, 2010
Currency Exchange Loss:
Jun 15, 2011