A loan of $1,025 helped a member to purchase additional farm supplies.


Lenie's Group's story

Lenie C. is from the village of Baliangao, Misamis Occidental. She is 46 years old. Lenie is the group leader of a four-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Lenie is married and has four school-aged children. To make a living, Lenie owns & operates a business, selling her own harvested rice in the local community. Lenie has been engaged in her business for over five years and earns approximately 5,000 PHP a month for these activities.

In 2002, Lenie joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Lenie has successfully repaid a previous loan of 10,500 PHP from PMPC. This previous loan was used as additional capital. Lenie is requesting a new loan of 20,000 PHP, which will be used to purchase farm supplies. This loan will be the eighth loan taken out by Lenie from PMPC. She plans to use the additional revenue generated from the business to pay her children's tuition fees.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Lenie, Liza, Nora, Eneria



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