A loan of $4,950 helps a member buy new toys for the holiday season.


Emprendedores Group's story

Yanira is a 36-year-old woman and is the single mother of a little 3-year-old girl. She is also the president of the Community Bank. We can see her in the photograph in the center at the top with a black vest.

For 2 years, she has been selling toys in the main markets of Central Cochabamba. This is the most important time for her business because the Christmas season is approaching, so she applied for a loan from Sembrar Sartawi IFD.

This Bank is made up of other merchants; some of them offer services and others are sell food.

Yaniria hopes to be a great mom. All the work she does is done with only her little baby in mind.


In this group: Yanira , Maria Antonieta , Roberto , Elma Lilian , Isabel Andrea , Maribel , Maria Cecilia , Miguel Angel

Translator profile picture

Translated from Spanish by Kiva volunteer Gary Coles.


This loan is special because:

It allows financially marginalized people to access loans and training through communal banks.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.