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Adelaida’s aspiration is to build a sustainable business to meet the needs of her family; she was thus encouraged to join KIVA partner, ASHI (Ahon Sa Hirap Inc.) in the Philippines, in 1995.

The previous loans Adelaida received from ASHI were carefully invested in her sari-sari (variety) store. Since then, her business has been performing well and earning her sufficient profit. She is grateful that she has been able to educate her children using proceeds from her business as it continues to expand. She needs a loan to help enhance her business to increase her profit.

Now requesting her tenth loan, Adelaida is requesting 45,000 pesos as supplementary capital for her sari-sari (variety) store, to be used to pay for an inventory of groceries for her enterprise. Her business has been very helpful in achieving her dreams for her children. For her, it is pleasure to see achievement in her business and family; with her children growing she will want to see them having the best in life.

Adelaida is happy that her living conditions are better than in the past because she was able to generate more income from her business. She is also happy because she is able to nourish and support her husband to meet the needs of the family. She would like to send her best wishes to all her lenders around the world. She hopes that they will support her again in the future.

Adelaida’s future goals are to purchase a new tricycle (three-wheeled vehicle) for her husband to earn more income for their family. With her hard work and determination, she is hopeful that her businesses will continue to be more productive and that it will improve the overall standard of living for her whole family.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 387
    View loans »
    Philippines Loans Fundraising
  • $70,797,850
    Funds lent in using Kiva
  • 46.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Adelaida to buy more groceries for her store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 3, 2010
Jun 7, 2010
Currency Exchange Loss:
Jun 15, 2012