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Zorumabel O. is a 49-year-old woman whose passion is to grow her small sari-sari (variety) store business and its profits. “Sari-sari” is a tagalog (Philippine language) word which means a small volume of various grocery items, foodstuffs and beverages for retail.

Zorumabel wishes that, someday, her sari-sari store will turn to a mini-grocery store that has a larger volume of inventory to increase the number of her customers. With that, her profit would grow as well and she could put up a savings fund to support the medication of one of her children who has an ailment.

Also, Zorumabel wants to support the education of her youngest child until graduation from college. She may be unhappy for her eldest and second child who have not graduated from college yet. She understood that they are just victims of poverty.

Zorumabel promises to sustain her business through the loans she can request from ASHI because this is the only way she knows to combat poverty and improve the lifestyle of her family, rather than depending on the income generated by her husband who is a hired carpenter.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 418
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Zorumabel to purchase additional grocery items, foodstuffs and beverages for her store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jun 7, 2010
Currency Exchange Loss:
Jun 15, 2012