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Yeison Wisney
Yeison is 24 years old and lives in an urban area of Guayaquil called “Orquídeas” (“Orchids,” so named because many orchids used to grow there). He has a two-year-old son. After marrying, Yeison had to provide for his family and invested his savings in sacks of rice to sell to his friends.

With hard work and dedication, he has made selling rice the primary source of income for his family. He currently works from 4:00pm to 6:00pm Mondays to Sunday, selling each sack of rice for $32.00. This work enables him to spend time with his family, so he is requesting a loan to buy more rice so he can increase his income.

In the future, he would like to have a wholesale shop.
View original language description ↓
Yeison de 24 años, vive en una zona urbana en las Orquídeas (llamado así porque en su originalidad había muchas flores orquídeas) de Guayaquil. tiene un hijo de dos años. Yeison después de casarse necesitaba mantener a su familia y tuvo que invertir sus ahorros en quintales de arroz y vendérselos a sus amigos.

Con esfuerzo y dedicación hizo de esta venta de arroz su principal ingreso para su familia. En la actualidad trabaja desde las 16h00pm hasta las 18h00pm de lunes a domingo. Cada quintal de arroz lo vende a $ 32.00. Por este trabajo tiene tiempo para pasar con su familia. Por eso quiere con el préstamo comprar quintales de arroz para tener mas ingresos.

En el futuro quiere tener un local para vender al por mayor.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,705,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yeison Wisney purchase sacks of rice.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 6, 2010
Jun 10, 2010
Currency Exchange Loss:
Sep 15, 2011