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Mrs. S., 28, is works in the service department of a casino club located in Phnom Penh, the capital of Cambodia. She started her job in 2007 and has been receiving a suitable salary to resolve her family’s financial problems.

S. is a single lady who currently lives with her mother, who earns a living by selling food. S. is the eldest daughter who never wastes time that could be spent earning money for her family. Also, she helps her mother in selling food when she is free from her job.

S. sees that the food-selling trade is very profitable for her family and she wants to sustain its growth by asking for a $1,200 loan through Kiva’s field partner, HKL.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nhech to sustain the growth of her family's food business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 4, 2010
Currency Exchange Loss:
Jun 15, 2011