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Keilyn R. M. is 26, in a common-law marriage, and lives with her partner and three children, who are 1, 3 and 11 years old. She wants the loan in order to buy inventory for her beauty salon. She wishes to have a broader and more varied inventory for sale in her beauty salon. She has been working in this business for a few years and has good customers. Because of this, she sees the need to offer a greater variety of products and to have the necessary tools to do her job well and to contribute more income to her household’s finances. This is the first time that she is taking a loan from FUDECOSUR and she is very grateful to them for the services they have provided. She hopes in the future to provide her family with a better quality of life and greater economic stability and to continue growing as a person and as a merchant.
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Keilyn R. M., tiene la edad de 26 años, está en unión libre, y vive con la pareja y sus 3 hijos de 1, 3 y 11 años. El crédito lo quiere para la compra de inventario para su salón de belleza. Desea tener un inventario más amplio y variado de productos para ofrecer en su sala de belleza. Tiene varios años de haber empezado con este negocio, y cuenta con muy buenos clientes, por eso ve la necesidad de ofrecer mayor variedad de productos en el negocio y de contar con las herramientas necesarias para desempeñarse de la mejor manera con su trabajo, además de aportar mayores ingresos para la economía de su hogar. Es la primera vez que realiza un crédito con FUDECOSUR y está muy agradecida con las facilidades que se le brindaron. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como comerciante.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 540.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Keilyn to improve her beauty salon.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 4, 2010
Jul 1, 2010
Currency Exchange Loss:
Jun 15, 2012