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In the past, Denison worked for a commercial cleaning company. He was unsatisfied being unable to take charge of his own work while not being compensated for his value. This inspired him to take charge and start his own commercial cleaning business.

Due to the tough economic environment, it was difficult finding the capital needed to purchase the equipment necessary to run his small business. Luckily, the little help he has received from his family was enough to jump start his business. Proof that he is business savvy, he has been able to find work during the economic recession and has been able to keep his clients very satisfied.

Being approved for the ACCION USA loan will facilitate his business growth by purchasing more equipment and cleaners, allowing him to expand services to his current and future clients.

About U.S. Microfinance and ACCION USA

Have you ever thought about how the new café on your corner and the delivery service that brings the fresh baked goods acquired the financial resources to start their business? Chances are, they drummed up support from their friends and family, dipped into their personal savings, used a high-interest credit card, or all of the above. An estimated 10 million small businesses in the U.S. face difficulty obtaining loans from traditional banks, even prior to the current “credit crisis.” Microfinance institutions, like ACCION USA, support these “unbanked” small businesses by giving them access to fairly-priced capital and business education.

Small businesses also help stabilize low- to moderate-income neighborhoods and rebuild our economy through income growth and job creation. Self-employment provides workers with a way to increase their incomes, support their families, and strengthen their communities. As unemployment rises in the U.S., more and more people are turning to self-employment and start-up enterprises as a way to take control of their economic futures and provide employment opportunities in their communities. The need for support of small businesses in the U.S. is great, and it is one that ACCION USA has been striving to meet since 1991.

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Denison to purchase equipment and cleaning supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 3, 2010
Currency Exchange Loss:
Jun 15, 2011