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Thomas Amara's Group
In this Group: Thomas Amara, John B., Hannah, Abigail Emmanuel, Andrew B., John D., Patrick Foday, Sorie, John B., Charles B., Margaret Baimba, Stevens Sarra
In the photo are members of the R.C. Boys Primary School, Lunsar. These are diligent and hardworking teachers who have come to SMT/Kiva to apply for a loan of SLL 10,950,000 in order to help them pay school fees for their children, invest in their businesses, buy pieces of furniture, buy a plot of land, etc.

R.C Boys Primary school was founded in 1995 in Lunsar small-town, northern Sierra Leone by the Roman Catholics to help educate the children of Lunsar and its surrounding villages. It is a government-assisted school with 7 teachers and 297 pupils.

With the help of this loan, the leader of this group, Thomas A. K. will use his share (SLL 1,000,000) to pay school fees for his children. Born in Lunsar, Thomas is a 62-year-old man who is married to a nurse and they have six children who are attending schools. Thomas has been in the teaching profession for forty years now.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 3,935.0
    Sierra Leone Leones (SLL) = $1 USD