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I have a small business buying and selling fruit, which was a little difficult for me at the beginning, as I did not have much capital. It was then that I was presented with the opportunity to belong to the community bank “Manuela Ramos de Izcucha de Anta” of the Arariwa Association, which gave me support with loans and allowed me to begin and improve my business.

I am 60 years old and a single mother of three. When my partner abandoned me, my relatives all told me that I should start a business to support and feed my children. My family supported me psychologically, morally, and economically, and this is how I started my business.

At the beginning, I was afraid to sell fruits from a street cart, but everyone in the area was buying from me – after seeing this, I had more courage to continue. I have already had this business for 12 years, and it is going very well thanks to the effort I have put into my work. I have worked with the community bank for several cycles. I am most interested in savings, because you can save little by little, and I am currently in the fifth loan cycle. I started with a little bit of money, but now they will lend me 1000 soles, which I will invest in the purchase of more fruit. I will bring the fruit from the city of Quillabamba, where I was born and grew up, to Iscuchaca, where I currently live.
View original language description ↓
Yo cuento un pequeño negocio de compra y venta de frutas para lo cual a un inicio se me hacia un poco difícil ya que no contaba con mucho capital, fue entonces que se me presento la oportunidad de pertenecer al banco comunal “Manuela Ramos de Izcucha de Anta” de la Asociación Arariwa el cual me brindo apoyo con préstamos de dinero y así pude empezar y así mejorar mi negocio. Tengo 60 años soy madre soltera y tengo tres hijos pues mi pareja me abandono y mis familiares me decían has un negocio con que vas a mantener a tus hijos y con las ganancias compraras alimentos para tus hijos y me apoyaron sicológicamente, moralmente y económicamente, y con eso empecé el negocio.
Al inicio tuve miedo de vender frutas de forma ambulatoria ósea en la calle pero todos en la zona me compraban entonces al ver los resultados tuve más valor a seguir. Ya son 12 años que tengo el negocio y me va muy bien gracia al empeño que pongo en el trabajo. Vengo trabajando varios ciclos con el banco comunal, lo que más me interesa son los ahorros, ya que puedes ahorrar poco a poco, ahora estoy en el quinto ciclo de préstamos, yo me inicie con un poco de dinero pero ahora me prestaran 1000 soles lo cual invertiré en comprar más frutas, las frutas los traigo de la ciudad de Quillabamba donde yo nací y crecí pero ahora vivo en Iscuchaca.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Damiana purchase of fruit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 7, 2010
Currency Exchange Loss:
Oct 15, 2010