A loan of $300 helped additional working capital.


Nema's story

Nema G. is a 41-year old married woman who lives in Calumpang, Barangay Mabini, Valladolid, Negros Occidental. She earns her living with her general store business.

Nema’s 43 year old husband, Enrique, is a farmer, and they have 3 children. Two of the children are adult aged while the other child is currently going to school and also helps the parents in the business as part of daily chores.

Nema joined NWTF-Project Dungganon in 2005 in the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in a general store business. Now she earns an average monthly income of PHP10,000 from her business activities.

Nema is a member of good standing. Her previous loan of PHP10,000 was used to fund operations of her general store, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing for her 10th cycle loan, the amount of PHP13,000, which she intends to use on her general store business. Nema is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.



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