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Sevindj A., a 38-year-old single mother with two daughters, lives in Baku city where she has been selling personal products for five years. Her shop is 15 sq. meters, and she buys her goods at discount prices at Bine Trade Centre. Although her current income sustains her and her daughters, it is not enough to buy more than basic necessities. With her loan of 2000 AZN, Sevindj would like to buy more merchandise and eventually expand her business and hire an employee so that she can spend more time with her children.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sevindj to buy more merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 26, 2010
Jun 2, 2010
Currency Exchange Loss:
Dec 15, 2011