A loan of $975 helped to purchase additional inventory of groceries.

Ma. Elena's story

Ma. Elena O. is a 41-year-old married woman from Antipolo, Rizal. She and her husband are blessed to have three children. She is a member of the Upper Buhanginan center in Ahon Sa Hirap, Inc. (ASHI) Rizal West Branch. She is a very strong-minded woman, and she remarks that she works hard to better her status in life.

Despite hardships brought about by poverty, Ma. Elena remains strong and dedicated in her pursuit to improve her family’s standard of living. The love and support of her husband makes her life quite significant. To make a living, she operates a sari-sari (variety) store. She has been engaged in this business for more than seven years.

She joined ASHI, a micro-finance institution and Kiva partner in the Philippines, in 2006. During the course of her membership, she has been an excellent performer with respect to her credit rating (basis of loans). She is now seeking her tenth loan, this time in the amount of 45,000 PHP to purchase additional inventory of groceries for her store. She is positive that, with access to additional working capital through ASHI and Kiva, her dreams of winning business and sending her children to a university so that they can complete their college degrees will be achieved. Her wish to give her children a good future is what drives her each day.

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