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As a mother, Iluminada’s biggest dreams are always for her children and family. She wants to provide her children with a decent life. In 2000, she joined ASHI (Ahon Sa Hirap, Inc.), an MFI and Kiva partner in the Philippines. She hoped to have access to capital for the maintenance of her businesses. Her previous loans from ASHI were carefully utilized as additional rolling working capital for her tricycle (three-wheeled-vehicle) transport business and for operating a passenger jeepney (a small bus). The businesses are a big help for the family in covering their expenses and allow them to set aside savings for the future. She is requesting a loan of PhP 45,000 to pay for a renewal of city plates (LTO-Land Transportation Office-registration) and purchase spare parts for the maintenance of their tricycle and jeepney.

Iluminada hopes that her business will become successful someday. Along with the business success she is dreaming about, is the hope to see the graduation of her four children from college and to see them find a good job. She also dreams of having a store selling poultry feed someday to save for her family’s future. Iluminada wants to thank ASHI and Kiva lenders who are sponsoring this loan. That is one of the greatest opportunities for her to start reaching for her goals.

Iluminada C. comes from Antipolo, Rizal province, in the Philippines. She is a 43-year-old woman, married, and is the mother of four children. For her age, Iluminada is seen as strong and determined to improve their quality of life.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 498
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Iluminada to pay for a renewal of city plate registration and purchase spare parts for the maintenance of her tricycle & jeepney.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 13, 2010
Jun 1, 2010
Currency Exchange Loss:
Jun 7, 2011