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Aftandil R. is 30 years old and an internally displaced person from Djabrail town, in the Kharabakh region. He now lives in Absheron region with his parents. He is not married.

Two years ago Aftandil took out his first loan to buy a second cow. Since then, his dairy business has expanded to include five cows, three of whom are offspring of the original two. Aftandil is asking for a loan of 2000 AZN to buy an additional cow. He’d like to expand his small business. Currently, he provides fresh milk and yogurt to his neighbors and local stores, a natural alternative to prepackaged dairy products.

Aftandil's other job is doing construction work. He hopes that by expanding his dairy business he will be able to dedicate himself full time to his cows.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,888,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Aftandil to buy an additional cow.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 1, 2010
Currency Exchange Loss:
Nov 15, 2011