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Mrs. Um V. has been in the farming business for years. She plants various crops to earn a living and typically generates an income of $2 per day. Um V. has been married for years and has eight children. Two of her children are married and six are single. Most of her children are working at different jobs. In addition, her husband is skilled at making furniture by hand. He turns the wood into furniture and sells the furniture to people who need it to decorate their houses. Um V. sees that her husband’s business is profitable, and she hopes to sustain it by accumulating a larger quantity of essential accessories using a Kiva loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $40,007,875
    Funds lent in using Kiva
  • 4,195.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Um to accumulate more essential accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 1, 2010
Currency Exchange Loss:
Apr 17, 2011