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Luciana S. B. is a hard working mother who tries her best in order to improve her farming business for the benefit of her family. Hard work and patience are her foundation in achieving a good life. Lack of business capital encouraged her to seek financial support from Kiva lenders. The loan she is using amounts to 43,000 Philippine pesos (PHP) from the lenders and is helping her improve her business by purchasing different commodities needed for farming.

This loan was a great help in the maintenance of their farming business particularly in their rice production by purchasing fertilizers and rice seeds. Aside from farming, she also sells Avon Products as supplementary source of income. Luciana is thankful for the support of ASHI and is hoping to further improve their crop production in the future through work and continuous assistance of the lenders. This would not only provide her with happiness in life, but would also make her business improve and make more profit, which will allow her to support the basic needs of her family.

Her long term goal is to have their own tricycle transport business (three-wheeled vehicle) for additional revenue to build a sustainable life that is out from under the umbrella of poverty. Through hard work and focus, Luciana is determined to improve her standard of life with the kind-hearted support of ASHI and Kiva lenders.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 407
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Luciana to purchase different commodities needed in her farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2010
Jun 1, 2010
Currency Exchange Loss:
Jun 30, 2011