A loan of $500 helped to use as additional working capital for her businesses.


Celia's story

Celia L. is a 40-year-old married woman who lives in Purok 3 Alim, Hinoba-an, Negros Occidental. She earns her living by buying and selling rice and also by a motorcycle transport and farming businesses.

Celia’s husband, Carlito, is a driver and farmer and they have five children: one is already married and four are single.

Celia joined NWTF-Project Dungganon (NWTF-PD ) in 2002 in the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD she has been able to increase their family income through her various business activities which now earns her an average monthly income of Php 10,000.

Celia is a member of good standing. Her previous loan of Php 21,000 was used to fund operations of her rice sales and farming businesses and it had a positive impact on both the businesses and on the family’s living conditions. Now she is borrowing Php 23,000 for her 10th loan which she intends to add to the operating capital of her businesses.

Celia is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.



Loan details

Loan length:

11 months
Disbursed date: May 1, 2010
Facilitated by Field Partner: Negros Women for Tomorrow Foundation, Inc. (NWTF)

Lenders and lending teams



Loan details

Loan length:

11 months
Disbursed date: May 1, 2010
Facilitated by Field Partner: Negros Women for Tomorrow Foundation, Inc. (NWTF)