A loan of $1,425 helped a member strengthen the group's self-financing capacity.

Bokk Jom-Medina Sorar Group's story

The BOKK-JOM group of Médina Sorar was created six months ago in 2009, at the same time the MEDINA SORAR « Banc Villageois » loan group was inaugurated. The group consists of 11 members, all from the same neighbourhood, from which the Banc Villageois took its name.

It is a very closely knit and supportive group, which regularly holds consultation and exchange meetings to ensure the good functioning of their businesses. It is a homogeneous group of married women, mothers of at least three children.

They are very resourceful in commercial matters, diversifying their activities: some sell incense, others seafood products, beauty products, or clothing fabrics.

The president, Mrs Fatou T., seen at the far right in the picture, wearing a red, gray and yellow square-patterned ensemble, is 45 years old. She is a very dynamic woman, who nurtures a spirit of solidarity and mutual aid within the group. She is quite strict and strong-willed and doesn’t spare any efforts to maintain the good functioning of the group and the success of their business activities.

She retails clothing apparel and beauty products. She gets her supplies from Dakar, the capital of Senegal, for resale on credit in her neighbourhood. She recovers her loan payments at the end of each month. Her objective is to support her husband with their children’s nourishment and education.

Although the group only existed six months within the CAURIE-MF MFI, their members had prior experience with credit loans over the past five years. This has given them a solid commercial sense, ensuring that their first loan was reimbursed without problems, and also sustaining a good level of savings.

In this group: Fatou, Maty, Fatou, Daba, Maguette, Coumba, Ndèye Sokhna, Khady, Sokhna, Assane, Noyine

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Translated from French by Kiva volunteer René McConnell

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