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Born in 1964 in Benin, Anne-Marie D. is married to Simon HOUNGBEME and is the mother of three children, all attending (or having attended) school. For the past ten years she has lived with her family in the Senadé borough of Cotonou, the economic capital of Benin. She helps her husband and they jointly deal with different family expenses.

Anne-Marie has not attended school. About 15 years ago she started buying crates of apples from Benin’s wholesale importers, to resell them retail in Sèmè, not far from the Nigerian border. Facing increasing demands from her customers, she would like to increase her stock of supplies to increase customer satisfaction.

This is why she is now requesting a fourth loan from ALIDé, having fully repaid the three preceding ones. Anne-Marie has the ambition of buying a plot of land in the future, to live there with her family.
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Née en 1964 au Bénin, D. Anne-Marie est mariée à HOUNGBEME Simon et est mère de trois enfants, tous scolarisés. Anne-Marie vit avec sa famille au quartier Senadé à Cotonou capital économique du Bénin, depuis dix ans. Anne-Marie vient en aide à son mari et assure avec lui les différentes charges de la famille. Anne-Marie n’a pas fréquenté l’école. Il y a près de quinze ans que Anne-Marie achète des cartons de pommes fruits auprès des grossistes importateurs du Bénin pour revendre en détails à Sèmè non loin de la frontière nigériane. Face à la demande de plus en plus existante de sa clientèle, Anne-Marie voudrait augmenter son stock de produits afin de mieux satisfaire sa clientèle. C’est ce qui l’amène à solliciter pour la quatrième fois, un crédit auprès de ALIDé après que les trois derniers aient été remboursés dans de meilleures conditions. Anne-Marie ambitionne plus tard acquérir une parcelle pour y vivre avec sa famille.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 533.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD