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Vitoria works on her plantation daily while also being a full time mother. She is 21 years old and her determination to give her child a good education and good living conditions drives her to work hard to earn extra money. Her husband is a full time professional carpenter who does contract work that earns him a net of $200 a week. With the cost of living going up every day, it is very important for both of them to work. Therefore Vitoria tends and maintains her taro plantation so that her husband can sell two sacks every Saturday, which earns a profit of $120. She is now able to look after her family and make her loan repayments to SPBD, which allows her to take future loans.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 43
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Victoria for home improvement and to expand her shop buy buying supplies and inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 22, 2007
Oct 8, 2007
Currency Exchange Loss:
Jun 18, 2009