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Veronika is 41-years-old, married, and has six children. Veronika and her husband have been tending a vegetable garden for more than two years. This is their main source of income and from their garden, they have increased their standard of living. She heard about SPBD’s loans through the other women of the village. She feels privileged for the opportunity given to her by SPBD. She sells her vegetable twice or three times a week at the market. Her husband recently bought a taxi, so it has become easier to deliver their crops to the market. In the future, Veronika is planning to build herself a mini-market in front her home so she can sell her vegetables there. It will save them money on the cost of delivery and will be easier for them to maintain her crops.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 67
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Veronika to buy cabbage seeds, wheelbarrow, fertilizers, and other supplies for her vegetable garden.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 22, 2007
Oct 7, 2007
Currency Exchange Loss:
Jun 18, 2009