A loan helped a member to buy perfumes.


Los Comerciantes Group's story

Agapito is a very hardworking 34-year-old man. He is the single father of a 12-year-old girl. We can see him in the photograph seated on the far left.

He has sold personal hygiene products for 3 years. Among the products he sells the most are soaps, shampoo, and hair products.

He asked for a loan from Sembrar Sartawi IFD to buy perfumes. Now he wants to sell those products because this season many people are buying them to give as gifts. From November, it is the best season in which he sells, and his income is significant.

Agapito works hard in order to be able to support his little daughter. She is his inspiration to improve every day. He wants to give her the best future.

In this group: Daniela, Claudia , Marcelo , Agapito , Froilan , Jimena , Magaly Del Carmen , Claudia Maria , Giuliana

Translated from Spanish by Kiva volunteer Karen Monat.


This loan is special because:

It allows financially marginalized people to access loans and training through communal banks.



Loan details


Lenders and lending teams




Loan details