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Adom Bi Keke Trust Bank Group
In this Group: Mary, Victoria, Grace, Juliana, Margaret, Grace, Ama, Afua, Florence, Sarah, Jemima, Nana, Mary, Theresa
Mary A. describes herself as hard-working, a woman who sees no challenge too great. She is 50 years old and is the leader of the “Adom bi keke” borrower group, translated as “Just by Grace”. Mary is a manufacturer of local soap popularly known as ‘Azuma blow’ because it looks like the blow of the renowned Ghanaian boxer named Azuma Nelson.

The soap is prepared by combining materials like palm oil, soda powder, cocoa pods and coconut oil and hardener to obtain the soap. The soap can be used for bathing, washing and the like. It is relatively very affordable and much patronized in the rural communities. Mary has operated her business for the past twenty years and is excited to be taking out this loan, with which she plans to purchase ingredients for soap-making.

Mary is divorced and she is the mother of six children. The other members in the group are also engaged in trades such as food-selling, palm oil production, grocery sales, used clothes sales, etc. They plan to invest the loan to purchase stock in bulk to grow their businesses. They hope to make more savings to be able to provide a good education for all their children.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Adom Bi Keke Trust Bank Group's $4,850 loan helped a member to purchase soap-making ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 13, 2010
May 28, 2010
Currency Exchange Loss:
Jan 8, 2011