A loan of $525 helps to purchase more inventory for his hardware business.


Michel's story

Michel is a well-known entrepreneur living near one of the refugee camps in Rwanda. He has a hardware shop with various products ranging from hand tools, power tools, keys, and paint. He is known to be the most reliable wholesaler of paint in the community.

Michel started his business with very low capital, but with the help of AEC/Inkomoko training he was able to acquire the basic skills on how to run his business. His business has developed to where he was able to purchase the business premises and also provide for his family. Michel's business has gained recognition, and clients keep increasing day by day.

A loan to Michel will help him increase inventory to meet the demand of his loyal clients. As the business develops he plans on hiring two employees to help him run the business.


This loan is special because:

It help refugees integrate into their host communities.

Rachel Lewis, Kiva staff

Rachel Lewis
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.